Statistics show you're most at risk of having an accident in the two years or so after you pass your test - one in five newly qualified drivers have a crash within a year. We'll take your licence away if you increase that risk by committing offences like speeding.

The main penalty point offences are:

	Speeding	3-6 points
	Going through a red light	3 points
	Careless driving	3-9 points
	Driving without insurance	6-8 points
	Failing to stop after an accident	5-10 points

If you run six or more penalty points, you'll get a letter telling you your licence is no longer valid. You should inform your insurance company immediately.

You will have to apply for a new provisional licence to continue driving as a learner.

Remember, as a learner:

	You can't drive on the motorway;
	You must display L plates;
	You can't drive a car unless you're accompanied by someone over 21 who has had a full driving licence for at least three years;
	You're limited to less powerful motorbikes

The retest is just the same as a normal driving test. You must pay for and take both the theory and practical sections.

If you pass the retest and then run up more penalty points, you won't have to go through the same process again. But any points will stay on your licence, so you risk losing it anyway.

REMEMBER: Between the age of 16 and 25 you are more likely to be involved in a road accident than any other age group so take care and never speed, don't drink and/or take drugs and drive, don't use your mobile phone while driving and always wear a seat belt (clunk click every trip)

	Driving Theory Test Directgov website	www.direct.gov.uk
	Driving Standards Agency	www.dsa.gov.uk
	Practice Theory Tests Practice for the Official Theory Test with the Driving Standards Agency	www.theory-tests.co.uk